Blog

The Mobysoft blog explores the latest challenges that the social housing industry faces, as well as how technology can help organisations mitigate welfare reform and the ever-changing operational environment.

London Council Housing in Crisis?

Talk about housing in London and you will hear about the cost of rent and an unaffordable property ladder. For so long the safety net for those unable to afford to rent or buy has been London council housing. But now council housing in London is in crisis, according...

Universal Credit: A Crisis you can avert!

Universal Credit is looming and there is one thing that social landlords cannot do and that is ‘do nothing’. Data and comment, included in this blog, comes from a variety of well-placed sources, including: First Choice Homes Oldham, City West Housing Trust (part of...

Navigating the Maze – Collecting the Rent

Most landlords are going to have around a 50% increase on rent they need to collect in the way of direct payments, and managing these cases will be cost 500%* more than Housing Benefit cases. And 89%** of those tenants on Universal Credit are in arrears. This is the...

Are Landlords doing enough to mitigate Universal Credit?

Social landlords have never needed to create efficiencies and protect revenues as they do now. The 1% rent cut, ongoing welfare and tenancy reform has created black holes and blown apart business plans. Welfare reform, and in particular Universal Credit, are...

Why DeepMind’s Victory is Good News for Housing

This month Google’s Deepmind Artificial Intelligence (AI) application has beaten one of the world’s leading Go players, Lee Se-dol of South Korea, not really news that will excite the housing sector, but news nonetheless that it should take notice of. Go, an ancient...

Technology is changing the world… and housing?

Technology and the internet are changing how people all over the world live their lives and one device in particular, supported by the web, the mobile phone, is revolutionising lives. The World Bank says that 75% of people on the planet have access to a mobile phone...

2015: A year to forget?

Social Landlords will no doubt remember 2015 as their own annus horribilis. Admittedly the first half of the year was quite uneventful for what was about to come. In July the changes were dramatic as George Osborne announced that Housing Associations would have to cut...

Buy vs Build

Many organisations, not just housing associations, which look to invest in software often consider the pros and cons of buy versus build. Most size-able organisations will have some developers in their IT team, mainly to help develop and work on APIs to get different...

Autumn Statement Review

The housing sector was waiting for the apocalypse when the Autumn Statement was announced in the House of Commons by George Osborne. The FT had lead the way with the 2% rent reduction cut rumour, this seemed to have spread stoicism and downright despair in equal...

How can social landlords protect their income?

Social landlords’ income is beginning to resemble the East Yorkshire Coast as it gets constantly eroded, not by the North Sea however, but by on-going budget cuts and welfare reform, this means social landlords are fighting the elements on all sides: 1% rent...

Why Welfare Reform means Operational Reform

Right to buy, rent reduction, benefit caps and universal credit are some of the welfare reforms that are having a huge impact on social housing. And the impact is not positive as this reform is directly affecting social housing providers’ finances and plans, such as...

Are the Credit Bells Ringing for Housing Associations?

The recent editorial from 24Housing Magazine was apocalyptic in its tone as it stated “While the rest of the UK economy is growing at a steady rate, housing associations are about to go into recession.”Read it here.   There is good reason for this outcry as...